From: Nitesh Kumar [nitesh@clarityfinancial.ca]
Sent: January 5, 2007 11:05 AM
To: nitesh@clarityfinancial.ca
Subject: From the desk of Nitesh Kumar...
From the desk of Nitesh Kumar...
January 04, 2006


For most of us, our ideas about mortgages have been instilled by years of past experience with traditional mortgage products and traditional lending institutions. Long-held beliefs sometimes include the idea that mortgage brokers are only for people who have bad credit or were turned down by a bank. Unfortunately, anyone with this kind of outdated thinking could be losing thousands of dollars! All home buyers and home owners can save time and money by enlisting the services of a professional mortgage consultant.

In this issue
  • Give yourself some credit
  • Using your mortgage to lower your debt

  • Give yourself some credit

    It can reach the point where you don't want to pick up the mail. There isn't much to look forward to; after all, who writes letters any more? The daily mail invariably consists of a few pieces of colourful junk mail and yet another pesky bill to pay.


    Using your mortgage to lower your debt

    "Where the heck does it all go?" You're looking at your T4 slip from last year... or maybe your most recent pay stub. Sure, many people wish that those numbers after the dollar sign were a little higher, but it's the vanishing act that alarms you most. Tax time is especially sobering; you can see how much money you made... but your credit card is still maxed out and you don't have much to show for a year's income.





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    Nitesh Kumar
    Mortgage Consultant
    Mortgage Intelligence

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