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Purchase


The purchase of a first home is the biggest financial decision most people will make in their lifetime. With new products, lenders and insurers being introduced in the marketplace everyday, it is easier than ever before to get approved for a mortgage in Canada. You can buy a house for 0% down and get competitive rates and terms based on the fact that you have perfect credit.
Before you start looking at potential houses, it is always in your interest to get pre-qualified. This way you know what you can afford and you can hold the rate for up to 3 months. Once pre-qualified you can continue shopping for the perfect home.
When looking around for a mortgage, you need someone who will work for you and offer you a solution based on your individual needs. With so many options in the marketplace, it is challenging for an individual to analyze all of them and figure out which product works best in their scenario. These days going to a traditional bank, is only limiting your options as no banker will ever tell you what their competition is offering. They will only sell you what they can offer, even though it might not be in your best interest at times.
This is where the job of a mortgage consultant comes in. With no cost to you, we go over products from over 30 financial institutions and present you with different scenarios best describing your situation. From there, we will analyze the pros and cons of the different options and make a decision to whatever fits your needs.

For most of us, buying a home is the single biggest financial transaction we will make. It’s exciting and fulfilling, but it can also be overwhelming, even downright frightening. The pitfalls are many but fortunately most are commonplace and we can tell you how to avoid them. Real estate agents, bankers, lawyers, accountants and other experts in the real-estate game each have their own lists of the worst mistakes a buyer can make. This FREE report looks at some of the common mistakes made by home buyers (especially first time buyers). Click here to get your copy.